Homebuyers in Wisconsin have newly expanded Jumbo mortgage options and loan amount limits. The reduced down payment programs offer eligible and approved borrowers financing options up to 95%.
Mortgages in 2025 are categorized as Jumbo if the loan amount exceeds $806,500, this has increased nearly $40K from last year’s limit. This is good news for buyers who want to purchase in more expensive locations of Milwaukee, Green Bay, or Madison.
The continued expansion of 90% and 95% low down payment options is perfect for borrowers seeking financing without 20% down. Each program does have limitations and basic requirements, which we will review below. Please contact us 7 days a week with questions, or to learn more about applying. Buyers can simply call the number above or just the Quick Contact form on this page for fast service.
Wisconsin 5% Down Jumbo:
- $1,500,000 loan limit
- 680 credit is required. If the loan amount exceeds $1.0mil, 720 credit will be needed
- Owner-occupied homes only for 95% financing
- Single Family, townhomes, most condos
- 30 or 15 Fix Rate, or common adjustable rate terms with no PMI
Wisconsin 10% Down Jumbo:
- $3,000,000 loan limit
- 680 credit is required, the exact will depend on the overall loan amount. If the loan amount exceeds $2mil, 740 credit will be needed
- Owner-occupied and second-home properties are eligible. Single Family, townhomes, most condos
- 30 or 15 Fix Rate, or common adjustable rate terms with no PMI
Buyers are encouraged to review more detailed lender requirements on the Jumbo Purchase page. Regular and Cash-Out refinance programs are also available.
