The mortgage market today for residential home loans today is broken down into three categories based – Government (FHA, VA, USDA) Conventional, and Jumbo loans. Homebuyers in Charlotte will generally choose their loan type based … [Read more...] about Charlotte Jumbo Loan Qualifying Details, Down Payment
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Complete Guide to Jumbo Mortgages for San Jose Homebuyers
San Jose is a thriving tech hub, and with that comes a robust real estate market, often driven by high-demand properties and home prices. For homebuyers in Santa Clara County, including San Jose, Sunnyvale and Palo Alto, … [Read more...] about Complete Guide to Jumbo Mortgages for San Jose Homebuyers
2025 Jumbo Mortgage Interest Rate Forecast & Predictions
It's no secret that mortgage interest rates have pretty much doubled since the pandemic lows a few years back. Many borrowers that are considering a home purchase or refinance, want a better idea of where mortgage rates end up in … [Read more...] about 2025 Jumbo Mortgage Interest Rate Forecast & Predictions
Louisville Jumbo Mortgage Approval in 4 Simple Steps
Louisville has continued to expand in recent years and the real market remains strong. As home prices increase, so does the need for higher Jumbo loans. The city offers a variety of housing options, from historic Victorian homes … [Read more...] about Louisville Jumbo Mortgage Approval in 4 Simple Steps
What is considered a Jumbo Loan in Fresno?
Fresno is a lively city located in central California. It is the fifth-largest city in the state and home to just over 500,000 residents. Fresno was founded in 1872 as a railway station of the Central Pacific Railroad and has … [Read more...] about What is considered a Jumbo Loan in Fresno?
Jumbo Loans For Houston Self Employed Buyers
In Houston, a Jumbo loan is a mortgage amount that exceeds the conforming limits. The 2025 Texas Conforming Loan Limit for Houston -Harris County is currently set to $806,500. The housing market in Houston has remained strong, … [Read more...] about Jumbo Loans For Houston Self Employed Buyers
How Much Is PMI On Jumbo Loans?
Private mortgage insurance or "PMI" for short has traditionally been required on any mortgage where the loan to value exceeds 80%. However, in recent years, new options have surfaced from lenders that give home buyers the option … [Read more...] about How Much Is PMI On Jumbo Loans?
90% Jumbo Financing Guide For Homebuyers
Buyers often inquire about higher loan to value (LTV) Jumbo mortgage programs that don't require a 20% down payment. Are there options today for 90% financing? The short answer is yes, but these programs may come with stricter … [Read more...] about 90% Jumbo Financing Guide For Homebuyers
Are Jumbo Mortgages Harder To Get Approved?
Many buyers are surprised to learn that Jumbo mortgages really aren't much different than regular conventional loans when it comes to getting approved. Much of the approval process depends on a handful of critical factors like … [Read more...] about Are Jumbo Mortgages Harder To Get Approved?
Washington DC Area Jumbo Mortgages Explained: In Depth Look
Jumbo mortgages help fill an important role for homebuyers seeking larger loan amounts beyond the 2025 conforming loan limits. Fairfax & Arlington County are considered high-cost counties, therefore the conforming mortgage … [Read more...] about Washington DC Area Jumbo Mortgages Explained: In Depth Look
