The new 2021 Conforming Loan Limits have just been published by Fannie Mae. Buyers can look up their state and county loan limits below. Most of the nation saw an increase of $37,850 in the conventional loan amount limits. Overall the loan limits have increased by over $100,000 in the last few years. That’s great news for home buyers and the housing market in general.
The old Fannie Mae / Freddie Mac limit was $510,400, the new limit has increased to $548,250 for most of the nation. Some high-cost locations in California, Colorado, Florida, Virginia, etc have loan limits up to $822,375. Buyers that have questions can contact us by calling or submitting the Quick Contact Form on this page.
The map below shows all of the high-cost areas (orange and yellow colors) please see the complete 2021 Conforming Loan Limit Map here.
Any mortgage amount above this new conventional loan limit will be classified as Jumbo. Jumbo mortgage options are now available to qualified buyers up to 95% financing, please read the main home page for more information about low down payment Jumbo programs.
Note, all loan amount limits below apply to standard 1 unit properties.