Jumbo loans are loan amounts above local conforming loan limits, in most locations the 2026 conventional loan limit is currently $832,750. Things have changed somewhat over recent years with Jumbo loans and these changes have … [Read more...] about Should You Avoid Jumbo Financing?
Jumbo Mortgage
High Cost Area Loan Limits Increased in 2026
For those who are somewhat familiar with the mortgage industry, they probably have heard the terms “conforming” and “jumbo.” These two terms refer primarily to loan approval guidelines. A conforming loan is one that meets … [Read more...] about High Cost Area Loan Limits Increased in 2026
Jumbo Loan Application & Pre-Approval Process
For those purchasing a higher-priced home, their loan options are generally confined to the jumbo mortgage arena. But that doesn’t necessarily mean a jumbo loan is more limited, or difficult to qualify when compared to a … [Read more...] about Jumbo Loan Application & Pre-Approval Process
How To Get Approved For Jumbo Loan
If you are a home buyer looking to get approved for a jumbo loan, you'll need to understand what it takes to get approved. Jumbo mortgages are typically used to finance high-end properties and can come with tighter lending … [Read more...] about How To Get Approved For Jumbo Loan
How Much Is PMI On Jumbo Loans?
Private mortgage insurance or "PMI" for short has traditionally been required on any mortgage where the loan to value exceeds 80%. However, in recent years, new options have surfaced from lenders that give home buyers the option … [Read more...] about How Much Is PMI On Jumbo Loans?
Are Jumbo Mortgage Rates Higher? In Depth Look
A common question we receive is are jumbo mortgage rates higher than conventional loan rates? Let's take an in-depth look at the question below and break it down. First, it's important to understand what exactly a jumbo loan … [Read more...] about Are Jumbo Mortgage Rates Higher? In Depth Look
Jumbo Home Financing Scottsdale
Residents in Scottsdale have some great Jumbo mortgage options now available up to 95% LTV. The one major difference between Jumbo loans and standard conventional mortgages is that Jumbo loans are provided only for high-cost … [Read more...] about Jumbo Home Financing Scottsdale
Can I Get Jumbo Loan With 10% Down Payment?
Borrowers often ask "Can I get a Jumbo loan with a 10% down payment?" The short answer is yes, assuming the borrower meets the loan qualifying requirements listed below. In fact, there are also financing options that permit only … [Read more...] about Can I Get Jumbo Loan With 10% Down Payment?
Refinancing Jumbo Loan Dallas Texas
Refinancing Jumbo Loan Dallas Texas: The Dallas-Fort Worth metroplex, which includes 12 counties, has an approximate population of more than 7 million and is growing. That means the appetite for new and existing housing is still … [Read more...] about Refinancing Jumbo Loan Dallas Texas
Baltimore Jumbo Loan – New 2026 Updates
A jumbo loan in Baltimore is defined as a loan that exceeds the mortgage limit designated by Fannie Mae and Freddie Mac. If you are a resident of Baltimore and want to acquire a loan that exceeds the limits set by Fannie Mae, … [Read more...] about Baltimore Jumbo Loan – New 2026 Updates
