Riverside residents looking for a larger mortgage may find the perfect solution in a Jumbo home loan. In this article, we will unlock some of the jumbo loan benefits and discuss the basic qualifying criteria needed for loan … [Read more...] about Unlock the Benefits of Jumbo Home Loans in Riverside CA
California Jumbo Loan
San Diego Jumbo Down Payment Requirement
The Jumbo loan remains popular in high-cost locations throughout California including San Diego. Jumbo mortgages are defined as any loan amount that exceeds the base conforming loan limit. For San Diego County, the limit is … [Read more...] about San Diego Jumbo Down Payment Requirement
California Jumbo Loan Appraisal Process
Regardless of what your sales contract says when you buy that higher-end home in California, that might not be the final value your lender will use when evaluating your loan application. Does that surprise you? It does many, but … [Read more...] about California Jumbo Loan Appraisal Process
California Jumbo Loan Options 95% – Updated Guide
Jumbo loans with 5 down payments are still available throughout California. These new low-down payment jumbo programs allow CA homeowners to take a mortgage loan that exceeds the conventional loan limits set by Fannie Mae or … [Read more...] about California Jumbo Loan Options 95% – Updated Guide
Santa Barbara Jumbo Home Financing: New Restrictions
Many active home buyers are probably aware that mortgage options, especially Jumbo loans, became more restrictive in response to changing economic impacts of the pandemic a few years ago. However, in 2023 as things slowly return … [Read more...] about Santa Barbara Jumbo Home Financing: New Restrictions
San Bernardino County Jumbo Loan Chart
Each new year brings many changes and the mortgage industry is no different. Lending guidelines change frequently and one of those early-notice changes is the new conforming mortgage loan limits that take effect on January 1 of … [Read more...] about San Bernardino County Jumbo Loan Chart
What is a Super Jumbo Loan in California?
You’ve likely heard the terms “conforming loan” and “jumbo” as it relates to the mortgage industry. A conforming mortgage is one that conforms to Fannie Mae or Freddie Mac guidelines. When a lender approves a loan using conforming … [Read more...] about What is a Super Jumbo Loan in California?
5 Percent Down Payment Jumbo CA
The video below will provide some insight into the 5% down payment jumbo loan in California. Learn more about all the 95% financing options for home buyers in higher costs locations like Los Angeles, San Francisco, San Diego and … [Read more...] about 5 Percent Down Payment Jumbo CA